What Are Crypto Cards?
Crypto cards are a new type of credit or debit cards that allow us to spend cryptocurrency as easily as any fiat money. These cards get linked with your crypto wallet and are able to automatically convert equivalent amount of crypto to fiat at the moment of making a purchase. But they also offer many other benefits like earnings and cashbacks too. Thats why we decided to come up with a list of 7 best choices for getting a crypto card.
7 Best Options
Here is a curated list of 7 best options if you want to get your first crypto debit / credit card.
#1 Wirex
Get your card for freeAnnual Fee: No annual fees at allTransaction Fee: No foreign transaction fees at allATM Withdrawal Fees: Up to $200 fee free ATM withdrawals, globallyPOS Transaction Limit: €30,000/monthATM Withdrawal Limit: 500 EUR/dayCash-back & Rewards: Earn up to 8% Cryptoback every time you spend
#2 Crypto.com
Get your card for freeAnnual Fee: No fees, unless you have not initiated any financial activity for 12 monthsTransaction Fee: Varies by account tier and can be found in the ‘Fees & Limits’ section inside wallet app.ATM withdrawal fee: No fees for up to €1,000 EUR based on account tier, 2% thereafterATM Withdrawal Limit: €10,000/monthPOS Transaction Limit: €25,000/monthTop-up using both crypto and fiatCash-back & Rewards: Between 1% - 5% based on the tier of your card + Up to 3% Extra rewards, all paid out in CRO
#3 Hi.com
Get your card for freeAnnual Fee: No annual fees, unless annual spendings are less than 5,000 EURTransaction Fee: Foreign Transaction fees: 0% within Europe, 2% outside EuropeATM Withdrawal Fees: 1% - 2%POS Transaction Limit: Up to €10,000/day and €30,000/monthCash-back & Rewards: Between 1% - 5% based on the tier of your card, Also, you can stake $HI to unlock up to 12% cash backFirst Debit Card with NFT avatar customization
#4 Coinbase
Get your card for freeAnnual Fee: No annual feeTransaction Fee: No foreign exchange feesATM withdrawal fee: No fee from Coinbase , but you may be charged a fee by the ATM operatorPOS Transaction Limit: $2,500/dayATM Withdrawal Limit: $1,000/day maximumCashback & Rewards: Between 1% to 4% Crypto Cashback
#5 Binance
Get your card for freeAnnual Fee: No annual fee (Also no inactive account fee)Transaction Fee: Foreign Transaction fees: 0% within Europe, 2% outside EuropeATM Withdrawal Fees: 0% within Europe, 2% outside EuropeATM Withdrawal Limit: 200 EUR/dayCash-back & Rewards: Offers a cashback of 0.1% to 8% for every purchase you make with the card. The cashback percentage depends on your card level, based on the amount of BNB holdings in your Binance wallets.
#6 Plutus
Get your card for freeSubscriptions: Plutus crypto cards come with monthly subscription plans starting from free which includes 1% transaction fees, however paid plans don't have any transaction fees and grant you with extra cashback rewards.Cashback & Rewards: Earn 3% of every Visa debit card purchase back in crypto rewards (All plans)You can increase your cash back up to a limit of 9% by staking $PLU
#7 Nexo
Get a card for freeAnnual Fee: No fees, unless you have not initiated any financial activity for 12 monthsATM withdrawal fee: 2.5%Transaction Fee: 0% Domestic, 2.5% Non DomesticCashback & Rewards: Up to 2% Crypto Cashback (Up to 6% on credit mode) + Daily InterestDual mode: You can toggle between credit and debit modes.
